To ensure that you are the only person who accesses your personal information, we restrict access to your digital banking section of the site by requiring you to enter your User Name and Password to login. Only you know your Password.

Special software monitoring allows only a limited number of unsuccessful attempts before locking access to your account. This means that if someone is attempting access to your account the number of tries is limited, the account will be locked and can only be unlocked by calling your credit union.

Learn more about Privacy

By design, our digital banking site has many transactional functions such as transfers between accounts and bill payment functions. These transactions are all logged to ensure that your accounts are debited or credited appropriately, and that a history of each transaction is available to verify your account. We store and use your transactional information in the same fashion as if you had performed the transaction at a branch or any other service channel.

We may also use transactional information for servicing your account - for example, we may bill you for the transactions that you perform, or for the services that you use.

We create a secure channel between your browser and our server to protect your information when you use the site. We use 128-bit Secure Socket Layer (SSL) encryption, the highest level available. This means only the sender and intended recipient can read it.

Multiple layers of internal and external firewalls protect Diamond North’s digital environments. This means hackers will be stopped from gaining access to our site and to your personal data.

To provide you with a convenient method for applying for loans and mortgages, or for purchasing other financial services products such as Registered Savings Plans, we may provide secure online application forms. These forms capture personal information that we use to provide you with the products and services you request. This information is processed in a similar way to application forms received through our other channels.

We may collect information about how our account holders are using our website. These usage statistics are only viewed in the aggregate - and are never tied to an individual.

We use this information for purposes such as improving the pages where our account holders are having difficulties, and to ensure that we have the appropriate infrastructure in place to service future needs.

The information collected may include your IP address, your browser type, and your operating system, as well as data, such as the number and types of pages visited, and the length of time spent per page and on the site overall.

We also use a key web technology called cookies. A cookie is a small information token that sits on your computer. As you use our Internet banking site, cookies are passed back and forth between our server and your browser. While cookies can be used for a variety of reasons, we only use cookies where they are of benefit to our account holders.

Specifically, we use two kinds of cookies - session cookies and persistent cookies. A session cookie exists only for the length of your browsing session and is deleted when you close your browser. A persistent cookie is a cookie that stays on your computer after you close your browser. A persistent cookie may or may not expire on a given date.

If you are concerned about cookies, we encourage you to upgrade your browser to a recent version and review the Help section of your browser to learn more about its specific control features.

To help ensure that no one else can access your personal information, always use the Sign out button to end a digital banking session. It is located at the top of every page. When you exit using the Sign out button, we delete your session cookie so that your session cannot be resumed unless your User Name and Password are re-entered.

In the event that you leave your computer without logging out, our Internet banking site has been designed to end your session automatically if our system detects that you have not provided any instructions or used the browser buttons to navigate for several minutes. To restart the session, you will need to provide your User Name and Password again.

To communicate with us electronically, we strongly recommend that you use our Contact Us feature. This feature provides a secure channel for sending us comments, questions or instructions.

General email is not secure since it passes through many points on its route from you to us. If you are using general email to communicate with us, we strongly recommend that you do not include personal financial information (such as account numbers), your Password or other sensitive information within the email as we cannot guarantee its confidentiality on route to us.

When you email us your comments, questions or instructions, you provide us your email address and we use it to correspond with you. We then store your email and our replies to you so that we can refer to them in future.

Our digital banking site may also contain links to other websites or Internet resources. As an example, from time-to-time we may provide links to Microsoft to assist you in upgrading your Internet browser. However, we have no control over these other websites or Internet resources and do not control their collection, use and disclosure of your personal information. Always review the privacy statements of the sites you are viewing.

We welcome any questions or concerns about your privacy relating to use of our website. Please use the Contact Us form to submit your questions or comments.

As we continue to expand our online banking service to serve you better, and as new digital technologies become available, we may update the information on this page at any time to reflect changes.

Just as the key to your home protects unwanted entry, the online banking 'key' – your Password - ensures that only you can access your accounts. It is your responsibility to ensure that your 'key' to our Internet banking site is protected.

• Select a Password that is easy for you to remember but difficult for others to guess.
• Do not select a part of your PIN or other password as your Password.
• Keep your Password confidential and do not share it with anyone.
• Do not write your Password down or store it in a file on your computer.
• Never disclose your Password in a voice mail or email, and or over the phone.
• Ensure that no one observes you typing your Password. Change your Password frequently (every 90-120 days).

Alerts are notifications of activity that occurs in your digital banking. They add to the convenience and security of your digital banking experience. They also:

• provide extra protection and convenience to your digital banking;
• notify you of changes that occur in your account;
• can be received by email, text message or both;
• allow you to identify and report potentially fraudulent activity as soon as it happens.

• Register for e-Transfer Autodeposit.
• Don’t sacrifice security for convenience. Select a question and answer that is hard to guess.
• The security question and/or answer must not be included in the optional message attached to the Interac e-Transfer®
• Only you and the recipient should know the security question and answer. Communicate this to the recipient by phone or in person.

• Keep your debit card in a safe place and don’t lend it to anyone, including family and friends.
• Memorize your PIN, it’s your electronic signature. If you disclose your PIN to someone else, you could be held liable for loss.
• Report lost or stolen cards immediately.
• Use a hard-to-guess PIN. Do not use your name, telephone number, date of birth, address or Social Insurance Number.
• Change your PIN often.
• Never let your debit card out of sight when conducting a transaction.
• Hide the keypad with your hand or body when you are entering your PIN.
• Take your debit card and transaction receipt with you when you have completed your transaction.
• Always check that your bank account transactions match your receipts.

• Lock and secure your cheques; never leave them in a vehicle or area where they can be easily obtained.
• When writing cheques use non-erasable ink and don’t leave blank spaces.
• Don’t leave the payee blank and avoid making a cheque payable to “cash.”
• Frequently check your account and report any discrepancies immediately.
• If you suspect your cheques may be lost or stolen contact us immediately.
• If you close your account, shred any unused cheques.
• Limit the number of cheques you carry in your wallet.
• Consider switching to electronic forms of payment, such as pre-authorized payments, debit/credit cards, wire transfers or e-transfers.