DNCU - Accounts

The personal touch

Take your money further with an expert team who really gets to know you and understands your local situation.

Access from anywhere

Manage your money however and wherever you want thanks to our constantly evolving suite of financial solutions.

Added security features

Enjoy peace of mind with extra features added to our advanced security system, including Lock n’ Block® and Alerts.

Safe Deposits

With Credit Union Deposit Guarantee, all deposits are fully guaranteed, no matter the amount.

Flex Choice Chequing

The ideal chequing account for those who only want to pay for the transactions they make. This flexible account option automatically moves between fee levels depending on your usage each month.

Level 1

12 free transactions per month (18 transactions auto-bumps you to Level 2)
Additional transactions over limit: $1
Free Interac e-Transfers^®
Monthly fee: $4.95

Level 2

25 free transactions per month (31 transactions auto-bumps you to Level 3)
Additional transactions over limit: $1
Free Interac e-Transfers
Monthly fee: $10.95

Level 3

Unlimited free transactions per month
Free Interac e-Transfers
Monthly fee: $16.95

Value Choice Chequing

The ideal chequing account for those who only make a few transactions per month and want a low-fee account to match.

8 free transactions
Additional transactions: $1
Interac e-Transfers: $1.50
Monthly fees: $4.00

Elite Choice Account Package

The ideal account package for those who want the freedom to make as many online and in-branch transactions as they like without limitations.

Unlimited free transactions
Free Interac e-Transfers
Annual fee waived for:
- 1 CAD Diamond North Credit Union Mastercard
- 1 USD Diamond North Credit Union Mastercard
Free USD Chequing account with foreign funds fees waived
1 free cheque order per year
Monthly fee: $29.95

Classic Savings

The ideal account for those who want somewhere to save with easy access to the funds.

All transactions: $1
Interac e-Transfers^®: $1.50
No monthly fee

Enriched Savings

The ideal account for those who want to set aside their savings and watch their money grow.

All transactions: $5
No monthly fee

Fat Cat^® Chequing

The ideal chequing account to help teach children aged 12 and under about the value of money and how to keep track of it.

Unlimited free transactions
No monthly fee

HeadStart^® Chequing

The ideal chequing account to introduce young people aged 13-18 to the basics of money management.

20 free transactions
Additional transactions: $1
No monthly fee

Graduate Chequing

The ideal chequing account for students aged 19-25 who are enrolled in post-secondary education and want to save on monthly fees.

20 free transactions
Additional transactions: $1
No monthly fee

USD Chequing

The ideal chequing account for those who visit the US often and want to avoid exchange rate variations.

All transactions: $1.00 USD
Monthly fee: $3.00 USD (unless combined with the Elite Choice Account Package)

Ready to open an account at DNCU?

We now offer online appointment booking for your convenience!

Book Now

Transfer your banking to us with ease

Switching to Diamond North Credit Union is simple. Our ClickSWITCHTM service automatically transfers all recurring payments and direct deposits from your old account to your new one, without you lifting a finger.

Get started