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Legacy Diamond North Credit Union is now Prosperity Credit Union.
While our new website is under construction throughout 2025, please use this site to access DNCU specific information.
Follow our progress and updates on prosperitycu.ca

GICs
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Secure investment

Invest with peace of mind that your initial contribution is 100% guaranteed.

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Reduced taxes

Hold your GIC in a TFSA or RRSP to limit taxes on the interest you earn.

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Flexible options

Choose from a range of GICs to fit any goal, whether short or long-term.

Grow your savings securely with our range of GICs

Whether you want the security of a fixed-rate standard GIC or the potential for higher returns from a GIC linked to the markets,
we have an option to suit your needs.
Standard GICs
Short-Term GIC

The ideal GIC for those who want a quick return on their investment.

  • Term lengths from 30 to 364 days
  • Minimum investment of $500
  • Interest paid at maturity
1-Year Redeemable GIC

The ideal GIC for those who want access to their invested funds.

  • Fully redeemable after 30 days without interest penalty
  • Interest paid at maturity or upon redemption
Long-Term Non-Redeemable GIC

The ideal GIC for those who want to lock in their funds for a higher return.

  • Term lengths from 1 to 5 years
  • Interest paid monthly, quarterly, semi-annually, annually (restrictions may apply)
  • Compounding interest available, paid annually


Market-Linked GICs
NORTH AMERICAN BASKET™

Equity-Linked GIC

This equity-linked GIC allows you to profit from the success of 12 North American companies.

MARKETFLEX®

Index-linked GIC

In this index-linked GIC, the return on investment is connected to the Canadian Stock Market.

PRAIRIES BASKET™

Equity-Linked GIC

This equity-linked GIC allows you to profit from the success of companies in Alberta, Saskatchewan and Manitoba.

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Wealth Specialists

For a powerful and well-diversified plan, you’ve come to the right place. Our team's approach is comprehensive. Their advice is backed by in-depth research and expertise and most importantly, they care about you and your success.

Dawn

Dawn

Wealth Specialist, DNCU
Mutual Fund Investment Specialist, Aviso Wealth

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Serving Carrot River,
Arborfield & areas


306-768-1408

Isabel Website Size

Isabel

Wealth Specialist, DNCU
Mutual Fund Investment Specialist, Aviso Wealth
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Serving Nipawin & area
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306-862-0736
Karissa

Karissa

Wealth Specialist, DNCU
Mutual Fund Investment Specialist, Aviso Wealth

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Serving Carrot River,
Nipawin & areas


306-768-1407
Sheri

Sheri

Wealth Specialist, DNCU
Mutual Fund Investment Specialist, Aviso Wealth

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Serving Prince Albert & area


306-765-1323
Get your GIC questions answered at home
Life gets busy, but it shouldn’t stop you from achieving your goals. Our Wealth Specialists will come to you to explain your GIC options and help you pinpoint the right solution for you.
Book a visit
DIY Investing

DIY Investing

Take control of your own investing with an award-winning online brokerage platform.
Learn about Qtrade Direct Investing
Automated Investing

Automated Investing

Automate your investments with our simple and convenient digital investing service.
Learn about Qtrade Guided Portfolios
Full Service Brokerage

Full-Service Brokerage

Benefit from a personalized portfolio managed by experienced local experts.
Learn about our services

Helpful resources

Boost Portfolio

Boost your portfolio with top quality mutual funds

Holding a range of investments, our mutual funds are a great way to diversify and power up your portfolio.
See our Mutual Funds
Maximize TFSA

Maximize your savings growth with a TFSA

Your savings deserve to grow. When you invest in a TFSA, the interest you earn is tax-free even when you take it out.
See your TFSA options
Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing, Qtrade Guided Portfolios and Aviso Wealth are divisions of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
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